The U.S. federal government will end paper checks for Social Security and other federal benefit payments starting September 30, requiring all recipients to use direct deposit or prepaid debit cards instead.
This change affects payments from programs including Social Security (SSA), Social Security Disability Insurance (SSDI), and Supplemental Security Income (SSI). Paper checks will no longer be issued, and all funds will be transferred electronically.
The policy follows Executive Order 14247 issued by President Donald Trump. The U.S. Department of the Treasury said the decision aims to improve efficiency and reduce rising incidents of fraud and theft involving mailed checks.
All federal beneficiaries are required to switch to electronic payments. While most recipients already receive direct deposits, about 14%, primarily among older adults and low-income individuals, still rely on paper checks. Under the new policy, anyone who fails to make the transition may be considered in violation of federal requirements.
The Social Security Administration (SSA) has outlined several ways to switch to electronic payments. Applications can be submitted online through https://www.ssa.gov/manage-benefits/update-direct-deposit or GoDirect.gov, by phone at 877-874-6347, or by mailing a completed paper form. Korean Americans may request Korean interpretation services during the application process.
Applicants must provide their Social Security number (SSN), bank account number and type, bank routing number, and details about their most recent federal benefit payment.
This direct deposit requirement will gradually expand to other federal payments, including IRS tax refunds, with the ultimate goal of delivering all federal funds electronically.
“This transition is more than an administrative update,” the SSA stated. “It is a vital step to protect beneficiaries’ financial security and ensure accurate payments.” The agency urged recipients to complete their enrollment as soon as possible.
BY BRIAN CHOI [choi.inseong@koreadaily.com]
